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Vol. 10 No. 1.0 (2021)
Scholar : National School of Leadership

Research Articles

PERFORMANCE EVALUATION OF THE INDIAN BANKING SECTOR: PRE AND POST REFORMS PERIOD ANALYSIS

Published 2021-06-30

  • MAMITHA J.S

MAMITHA J.S
MAR IVANIOS COLLEGE

Abstract

Reform is not a static term but indicates a journey of the banking sector. It not only changed the functioning of the banking sector but also improved the efficiency productivity and effectiveness of the banking fraternity in India. In this connection government is also playing a vital role through implementing the various recommendations put forward by various committees contributing towards reforms. Here an attempt had been made to critically analyze the impact of banking reforms (Narasimham Committee II) which took place in 1998 in the Indian banking sector.

To assess the impact on the banking sector, the reform period was classified as pre and post periods.  The year 1998 was considered as the year of banking reforms.  Hence pre- reforms period consist of 15 years from 1983 to 1997 and post reforms period was selected from the year 2001 to 2015 after giving a time gap of two years (1999 and 2000) as by 2001 the reforms measures had exerted their full impact on the performance of the Indian banking sector.Hence this paper is an attempt to explore the performance of the Indian banks for a period of 15 years in the light of banking reforms with the help of slope analysis.

Keywords

Banking reforms, NC Report II, Bank Deposit, Advances, NII, Operating Profit, ROA, ROE, Slope Analysis

References

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