Volume 3, No. 1OPJU Business Review

In current dynamic and highly competitive business world making money solely is not enough to succeed. Taking the sustainability aspect into consideration is essence of today. Now when the approach of corporations has shifted from shareholders centric to stakeholders centric, considering various dimensions is essential. Environment Social and Governance (ESG) has become the essential dimension for sustainability. In the present study an attempt has been made to analyse the impact of ESG scores on the financial performance of metal industry in India. Constituents of Nifty Metal Index of NSE have been considered as the sample of the study. ESG scores have been extracted from the official website of CRISIL. Pearson Correlation and Regression analysis has been used to achieve objectives of the study. Moderation analysis has been used to check the moderating impact of firm size on the financial performance of selected companies.

The banking sector plays a crucial role in a nation's economic development. India's banking system is extensive, with a wide array of financial services and a vast network of branches. The main objective of this research paper is to examine the financial performance of India's two biggest private banks and its two largest public banks i.e. State Bank of India (SBI), Punjab National Bank (PNB), Axis Bank, and ICICI Bank. The study found that private banks performed better than public banks after analyzing financial data from 2018 to 2023The study utilizes key financial indicators, including profitability ratios, asset quality, capital adequacy, and other relevant metrics, to assess the banks' performance over a specified period. By examining these indicators, the paper provides insights into the relative strengths and weaknesses of each bank, thus enabling stakeholders and researchers to make informed decisions and recommendations.

With several regional, national, and international companies forming joint ventures, the insurance industry in India is thriving and thriving due to the company's exponential expansion. The insurance industry has made significant development in terms of an increase in investors and a significant number of new insurance companies entering the market, despite the government of India enforcing several rules and regulations. The purpose of the study is to comprehend the insurance market. Insurance being the most important Financial Product in the market, has still not reached amore number of customers. The study's primary goal is to identify the numerous elements that influence consumer’s decisions to purchase life insurance policies. Data from both primary and secondary sources were used in this research. The present study is a descriptive type of research which aims to find out the factors influencing customer’s life insurance investment decisions and their preferences at the time of buying a policy.

The term "Shecopreneur" blends "she" (representing women) and "entrepreneurs," emphasizing businesses led by environmentally conscious women entrepreneurs, known as ecopreneurs. This research delves into the multifaceted impact of these visionary entrepreneurs in the specific context of Sambhal District. Employing a descriptive research approach and utilizing primary data collection methods like questionnaires and semi-structured interviews directly from Shecopreneurs in the district, this study unveils a compelling narrative centered on innovation, eco-awareness, community growth, and economic advancement. The study underscores that a significant portion of Shecopreneurs in Sambhal District are at the forefront of innovation, crafting sustainable products that adhere to ecological principles. Their innovative spirit is boundless, as they continually introduce fresh, sustainable products to the market. Notable examples encompass lighting lamps fueled by cow dung, environmentally-friendly cotton attire, biodegradable items crafted from horn bones, and an array of other sustainable innovations. Nonetheless, the path of Shecopreneurs in Sambhal District is not without formidable challenges. The research illuminates that these remarkable women grapple with issues such as limited financial resources, gender biases, and a dearth of business acumen. Nevertheless, their determination and resilience shine through as they harness familial support and leverage governmental initiatives to overcome these obstacles. They assume a pivotal role in educating their communities about sustainable practices. Additionally, their ventures serve as catalysts for economic development by generating employment opportunities and invigorating the local economy.

In the current digital landscape, social media platforms have evolved into essential resources not only for the establishment of one's professional skills but also for personal identity. The abstract dives into the action plans and methods that individuals use to establish a unique digital identity that is in line with their both personal and professional aspirations. In addition to this, it investigates the impact that social networking has on individual branding, considering the budding and hurdles posed by a medium that is always evolving. This abstract offers insights into the evolving relationship between personal branding and social networking by exploring successful case studies and analysing the importance of authenticity, content curation, and engagement. In general, it highlights the impact of various social media platforms for creating personal brand that is valuable and has an influence in the present era. However, this study does not constrain itself to only these platforms. The purpose of the study is to make a significant contribute to the growing body of literature on personal branding by analysing the complex interplay of psychological, strategic, and technological elements that enable the formation of a meaningful personal brand through the use of social networking.

Every year almost 4.15 billion of toothpaste tubes are sold around the globe. Consumers throw away their used toothpaste tubes in waste bins and they end up sitting in our landfills for almost 500 years before getting decomposed and also sometimes reaches our water bodies harming aquatic lives. A toothpaste tube may look small, but the large volume makes it a real-world problem to deal with. This paper will discuss the challenges that are being faced, while recycling these used or empty toothpaste tubes. It will also discuss several initiatives undertaken by the corporates and manufacturers to curb plastic pollution. This paper will propose ways to tackle the challenges that are being faced in recycling and also an alternative to toothpaste tubes. The methodology employed is a blend of concept, secondary and primary research. Secondary research will be conducted from sources such as online Newspaper articles, research articles from reputed journals regarding the topic. Primary data will be collected through a google form. Concepts will be brainstormed in an attempt to solve this major issue of responsible disposal of used toothpaste tubes.

The present study investigates the impact of the Covid-19 pandemic on the performance of the Indian Stock Market with a special reference to sectoral indices of the Bombay Stock Exchange Ltd, the premier stock exchange of India. The study comprises two composite indices, namely BSE Sensex and BSE 500, and seven sectoral indices of BSE Ltd such as Information Technology, Bankex, Auto, Capital Goods, Health Care, FMCGs, Consumer Durables, and Real Estate. The secondary data has been taken into consideration to reach out the predefined objectives of the proposed study. The secondary data was collected from the official website of BSE Ltd and this data consists of the daily data of the BSE ltd starting from March 2019 to June 2021. To assess the impact of covid-19 on the Indian Stock Market, GLS regression, Pearson’s coefficient of correlation, standard deviation, skewness, and kurtosis are employed. From the analysis, it is found that BSE sensex has generated a few gains to the investors but losses in most of the cases. This phenomenon is quite reversal in the case of BSE 500. Further, it is also found that there is a strong and positive correlation between BSE health care sector and daily Covid-19 cases. Moreover, the reality sector is more sensitive against daily Covid-19 cases followed by FMCG and Health Care.

Despite this study digs into the multi-layered connection among microfinance and development of the economy, meaning to give a complete comprehension of the effect of microfinance on different parts of financial development. Microfinance has emerged as a useful asset in the battle against poverty, and its part in cultivating financial improvement has been a subject of huge interest. The review considers the difficulties and impediments that microfinance initiatives face and proposes expected roads for future examination and strategy proposals. It examines issues connected with sustainability, over-obligation, and the requirement for capable loaning and customer security. The historical perspective is taken into account while interpreting and commenting on the current study about the impact of microfinance on economic development. The purpose of this paper is to investigate and study the connection among microfinance and economic development, and to give a more profound comprehension of how microfinance intercessions can impact economic growth and poverty reduction. The effect of microfinance is dependent upon a few contexts oriented factors and requires a nuanced approach. A top to bottom comprehension of the mind-boggling elements engaged with microfinance and economic development is fundamental for policymakers, experts, and scientists planning to expand the advantages of microfinance for destitution decrease and financial development.

For a common man saving is the key to build wealth. The habit of saving has to be inculcated in the students right from the school and college days. This will not only be beneficial for them but for the community and country as well. In this context, this empirical study was carried out to understand the saving behaviour and financial literacy of the students in higher education. Using a well-developed questionnaire on a convenient sample of university students this study used inferential and descriptive tools to achieve its objectives. The results indicated that students have poor saving behaviour and low levels of financial literacy. Financial literacy was found to be significantly associated with saving behaviour. The findings stress the role of policy makers and governments in raising awareness about saving and financial literacy among students in higher education for a better future of the country.

Despite When we educate the Mind, without educating the Heart, then there is no Education at all, says, Aristotle. By giving, we gain and by grabbing, we lose, is the summary of Bhagvad Gita, Chapter 4. NISHKAM KARMA- should be count of Social Entrepreneurship. When we do Service of others before self, then that becomes the main cause of Social Entrepreneurship. The Methodology of the paper as per say, the approach is related with the Qualitative Phenomenological aspects. Data which is two aspects – one Primary where the sampling method is in the form of convenience method. Population is 200- sample respondents. Data collection is on the mode of Questionnaire and personal interviews and the testing method is – CHI – SQUARE TEST. Secondary Data is done by Newspapers and various social media resources. Some of the FINDINGS were the research satisfied the basic necessities of lives which should be for a special life purpose. There was an enhancement of effectivity and productivity in humane human beings. Motivated people go on learning on and on. There was a holistic approach is adopted, and we can get concrete results, when the women are empowered and given a chance to be social entrepreneurs. Research limitations were that there was a limitation of time and the study, and the study is generalized mode as well as indicative in nature. Practical implications of study were - When we go on doing good, we get good in returns. As we sow so shall we reap. Serving others helps us in return. We will love the e- world, when our eyes is positive, when our heart which is humane in nature is positive, then this materialistic world will love us, without MONEY OR WEALTH OR MATERIAL POSSESSIONS COMING IN FRONT OF US.